Terms of Use2018-11-19T05:55:17+00:00

Terms of Use

Last updated August 1, 2018

1. GENERAL

These Terms and Conditions constitutes an agreement (the “Agreement”) between 2talk, LLC Trading as 2talk.com (hereinafter called “the Company”, “2talk.com”, “we”, “our”, “us” and/or words of a correlative or similar meaning, which may include but not be limited to all of its agents, assigns, and/or representatives) and the end-user (hereinafter called “the Customer,” “user,” “you,” “your,” and/or words of a correlative or similar meaning, which, for the purposes of this agreement means the person(s) identified in 2talk.com ‘s account records as the person responsible for payment of all charges or any other person(s) and/or assigns, which represents that person(s)) regarding the provisioning of 2talk.com’s retail Voice over Internet Protocol (VoIP) communications services and any related equipment or services (“Service”).

2talk.com is a provider of international telecommunications services. This document provides an in-depth description of our limits, warranties, and acceptable use. In the event of ambiguity between website information and this document, this document, “Terms and Conditions of Service” dictates. By enrolling in or using 2talk.com’s service, you acknowledge that you have read and understand this agreement and you agree to the rates, charges and other terms and conditions in the agreement and for the service that you have chosen and that you are of legal age to enter in to such an agreement. If you are not willing to be bound by this agreement or if you are not of legal age, do not enrol in the service.

2talk.com may change the Terms and Conditions of this Agreement from time to time without advance notice. Any notice will be posted on the 2talk.com website at www.2talk.com and/or given via e-mail to the e-mail address registered by the Customer with 2talk.com. The Agreement currently posted on the website amends and supersedes previously agreed to electronic and/or written Terms and Conditions of Service.

2. SERVICE

The Company provides both domestic and international local and toll-free phone numbers for use to forward to a designated ring-to destination.

Service is provided on a month-to-month basis or a term that begins on the date that 2talk.com activates your account (the “Activation Date”) and ends on the day before the same date in the following month. The Activation Date will begin on the date that you sign-up for the Service. The Agreement will renew automatically on a monthly basis without further action by Customer, depending on the package you select at the time you place your order. Subsequent terms of this agreement will automatically renew on a calendar monthly/yearly basis (whichever is applicable) without further action by you unless you arrange to cancel your Service by calling us and talking with one of our customer service representatives and completing the online service cancellation form. You are purchasing the Service for full monthly or annual terms (whichever applicable), which means that if you cancel your Service prior to the end of the term, you are still responsible for the full term’s charges and any unbilled charges and/or fees to the end of the then-current term, all of which becomes immediately due and payable.

You acknowledge and understand that the Service provided you by 2talk.com is not a traditional telephone service. Accordingly, the Service is subject to different regulatory treatment, which may differ from the regulatory treatment of traditional telephone services; such difference(s) may limit or otherwise affect your rights before telecom regulating agencies and/or departments and organizations.

The Company does not guarantee backup data for any voicemail message(s), fax data and/or transmission(s), voicemail greeting(s) or any other data/transmission(s) sent through its systems. It is possible to lose said data, and in such case, said data cannot be recovered; regardless of the circumstances surrounding such a loss, 2talk.com shall not be held liable for any loss or harm resulting from your use of these optional services.

It is strongly recommended that you test the Services upon initial setup and periodically thereafter to ensure the Services are functioning to your satisfaction. Should you fail to properly test the Services as recommended, you do so at your own risk and you shall be the sole party responsible for any loss or damages.

The Service(s) provided to you by 2talk.com stand independent of any third-party carrier(s) and/or other service provider(s) you may be using, or will use, in conjunction with our Service. This agreement applies only to those Services that are owned and managed by 2talk.com. In no way does this agreement cancel or amend any existing agreement(s) you may already have in place, or will have, with any third-party carrier and/or service provider(s). Your agreement(s) with any and all third-party carrier(s) and/or other service provider(s) are between you and the third-party carrier(s) and/or other service provider(s). Such agreement(s) are NOT applicable to the Services provided to you by 2talk.com. Further, 2talk.com shall not be held liable for any action(s), or lack thereof, inadequacies and/or failures of any third-party carrier(s) and/or service provider(s) you use in conjunction with the Service. You agree that you are solely responsible for any and all fee(s) due to any and all third-party carrier(s) and/or other service provider(s) you use in conjunction with our Service.

3. SUBSCRIBER ACCESS

Upon setting up your account with 2talk.com, you will be asked to create a password in order to gain access to your account information at the 2talk.com-operated website. You agree to keep all passwords and account information confidential and are solely responsible for any liability or damages resulting from your failure to maintain that security confidentiality and for all activities that occur under your username and password. You must notify us immediately if you believe that your online account with 2talk.com has been compromised by unauthorized access so that we may assign you a new username and/or password. All username and password resets will be sent only via email.

4. ACCOUNT OWNERSHIP

The owner of a 2talk.com account is the person named as “Primary” contact in 2talk.com’s account database. No other person or entity, named or unnamed, shall maintain ownership or rights to the account nor Service(s) provided therein.

You may not transfer ownership of your 2talk.com account, nor the Services provided therein, to any party without the expressed consent of 2talk.com. However, in its sole discretion, 2talk.com may assign this Agreement. 2talk.com will notify you if it assigns this Agreement.

In the event of a dispute regarding account ownership, 2talk.com shall, in its sole discretion, determine the rightful owner.

5. DIRECTORY LISTING/ PUBLICATION OF NUMBER(S)

We do not publish directories of any of the phone numbers owned and managed by 2talk.com. Further, we will not assist you in publishing any of the phone number(s), provided you by 2talk.com, in any directory.

It is possible for your phone number(s) to have been listed in a directory and/or on a website(s) or other publications at the request of the previous subscriber of your phone number(s); this factor is beyond our control and we shall not be held liable for any harm or loss resulting from such. If you receive phone calls from a previous subscriber’s callers, which is not uncommon, you should contact us immediately to cancel that phone number(s) and select a replacement phone number(s). Please note that you will not receive credit(s) for any such calls so it is in your best interest to contact us immediately to cancel the phone number(s).

2talk.com will not reimburse you, in any way, for any cost(s) associated with the publication of your 2talk.com phone number(s). You are solely responsible for any costs, fees, damages and/or losses related to the publication of the phone number(s) we provide you.

6. COLLECT CALL AND OPERATOR SERVICES

Our Services do not support collect calls or operator services.

7. RESTRICTIONS ON USE

You agree to use the Service(s) provided you by 2talk.com for legal and legitimate purposes. Unlawful, improper and/or illegitimate use will be defined by 2talk.com or, any official government police agency, which notifies 2talk.com of your unlawful use of the Service it provides to you.

Customer (and Customer’s agents) must obey 2talk’s terms and conditions on all services provided, including but not limited to:

Unlimited Plans

  • Service being abused by the customer will be terminated and charged as per the rates agreed upon.
  • Unlimited calling plans are only meant to be used by single shift agents with no more than 3 hours per day of talk time, 5 days a week.
  • No predictive, broadcast or automated dialers are allowed.
  • Calls terminating to destinations outside of the US will incur default rates and will not be included in the unlimited package.
  • Inbound 8xx calls from outside the continental US will incur default rates and will not be included in the unlimited package.
  • Forwarding to US toll-free numbers or any other number will incur regular termination rates.
  • Any incoming calls not terminating to VoIP will incur additional rates.

You are liable for any and all content transmitted through the Service provide you by 2talk.com. You are solely liable for the content of any and all transmissions sent through 2talk.com systems as a result of your use of the Service, regardless of whether or not such content is solicited or unsolicited

You shall not use the Service provide you by 2talk.com for transmitting obscene, fraudulent, harassing, infringing, libellous, or otherwise unethical content. Further, you shall not use the Service for distributing junk mail, chain letters, “spamming,” telephonic solicitations of any kind or nature, or other such communications or content, regardless of whether or not such content is solicited or unsolicited.

2talk.com reserves the right to restrict termination to certain geographical regions and/or certain special services hotlines at its sole discretion. Additionally, 2talk.com reserves the right to refuse service to certain geographical regions at its sole discretion.

2talk.com may immediately cancel your Service and repossess any and all phone number(s) associated with your account if/when your use of the Service(s) provided to you interfere in any way with 2talk.com ‘s ability to provide Service(s) and products to its other customers.

Your use of the Service(s) provided to you by 2talk.com subjects you to any and all federal, state, and local laws within the fifty states of the Continental United States of America and/or any and all international laws and regulations.

Should your use of the Service(s) provided you by 2talk.com be deemed of a fraudulent, unethical, or otherwise prohibited nature, by 2talk.com, 2talk.com reserves the right to immediately close your account, terminate all Service to it, and repossess and re-assign any and all phone number(s) associated with said account, and deem forfeit any remaining balance on your 2talk.com account. 2talk.com shall not be held liable for any harm or loss you experience as a result of such actions.

The Services may not be used to support a calling card platform of any kind.

Foreign carriers and/or regulatory agencies may impose, upon the end-to-end international service they provide, limitations, restrictions and/or cease entirely your ability to use the Service 2talk.com provides you at anytime, without prior notice. In such case, you must conform to said limitations, restrictions and/or entire cessation of service by the foreign carriers and/or regulatory agencies

You are not authorized to charge services provided to you to the phone number(s) assigned to you by 2talk.com and you may not request that any third-party service provider charge any such services to any number(s) provided you by 2talk.com. Any such activity will constitute just cause for 2talk.com to immediately cancel your Service and charge your credit/debit card for said charges. 2talk.com shall not be held liable for any harm, loss or damages arising from such actions.

We may temporarily suspend and/or cancel Service to your account if you change your ring-to destination to a geographical region in which we prohibit termination. In such case, your account and phone number(s) will be disabled until your account is manually reviewed by our staff and/or cancelled entirely.

You agree to comply with all applicable foreign and domestic laws and rules and regulations regarding the transmission of technical data exported or imported from the United States to your ring-to destination country. Further, you agree to hold 2talk.com harmless of any damages or liabilities, of any kind, related to your violation of US and/or International laws, rules and/or regulations while you are a customer of 2talk.com.

8. INSTANT ACTIVATION

If you provide a free email address at sign-up (i.e., Yahoo!, Gmail, Hotmail, Live, etc.) your account may not be activated instantly. Additionally, we may require that you submit images of the front and back of the credit/debit card you’ve presented and images of your official identification (if your selected payment method is other than a credit/debit card, an image of your official identification may be required) before your account can be approved. Please allow at least 24 business hours for processing of this information.

You may not begin using the phone number(s) you’ve ordered until such time as your account is approved and activated by us.

9. REGISTRATION

When signing up for our Services you agree to furnish a true and accurate representation of your identity, contact information, and billing information; and at subsequent times at the request of 2talk.com. If you provide false or misleading information, or if we have reason to believe that you have presented false or misleading information, we reserve the right to cancel your account, any Services related to your account, and refuse any and all of your current and future attempts to establish Service with us.

If you attempt to sign up for an account that is affiliated, in any way, to an account that has been closed by our Legal Department, your request for Service will be denied and you will need to seek services elsewhere.

10. RATES, FEES, TAXES, CALLING PLANS AND OTHER CHARGES

2talk.com rates, fees, calling plans and other charges are set forth on the 2talk.com operated website and are hereby incorporated in this Agreement by reference. They are subject to change without advance Notice. Current rates will be posted on the 2talk.com website at www. 2talk.com.

Further, you agree to pay all applicable taxes, surcharges and other government imposed fees for use of the Service(s) provided you by 2talk.com unless you furnish us with proper and officially recognized tax exemption documentation. In the case that you furnish proper and officially recognized tax exemption documentation, said tax exemption will only apply from the date we receive said document, forward. You agree that the filing of all applications and/or forms or statements and reports, with respect to payment of taxes to federal, state and/or local taxing agencies and/or authorities, is your sole responsibility; you hereby release 2talk.com from any and all responsibility and/or harm and loss with respect to this provision.

If we cannot collect payment from your credit/debit card(s), on the payment due date, regardless of whether or not your Service is suspended by 2talk.com, your account will be closed within 29 days, your phone number(s) repossessed and re-assigned, and a late fee of 1.5%, or the maximum late fee applicable in your jurisdiction, will be assessed to your total outstanding balance. If your payment method is a manual payment, you must remit payment at least 4 days before the due date; regardless of whether or not your Service is suspended by 2talk.com if payment is not received within 4 days of the due date, your account will be closed within 29 days of the 4th day before the due date, your phone number(s) repossessed and re-assigned, and a late fee of 1.5%, or the maximum late fee applicable in your jurisdiction, will be assessed to your total outstanding balance.

Payments made via PayPal that are less than $30USD will be assessed a $2USD handling fee, which will be deducted from the total payment prior to posting to your account. To avoid being assessed the $2USD handling fee you should send funds in increments of $30USD or more.

A $15USD handling fee will be assessed to any wire transfer payment(s) made to 2talk.com that are less than $500USD. There is no fee for wire transfer payment(s) that exceed $500USD.

A $25USD handling fee will be assessed to your account and/or other payment method(s) if/when any bank check(s) and/or PayPal eCheck and/or money order(s) you provide to us is returned for insufficient funds (or any other reason). Further, 2talk.com will not accept further check payment(s) or money order(s) from you as a result of a non-sufficient fund (NSF) notification it receives in response to our attempt to deposit said payment(s).

You will be billed for all traffic volume you accumulate per the pricing schedule outlined under the “Pricing” tab on our website, regardless of whether or not such volume was accumulated as a result of solicited or unsolicited calls, calls intended for you or not. All billings for all traffic volume are billed in per-minute increments; further, we will round partial minutes up to the next full minute. Additionally, we will bill fractional usage charges in full cents and will round cents up when the value is $0.005 or more and down when the value is less than $0.005, unless we expressly state otherwise on our website.

Any federal, state, and/or local fees and/or taxes levied against 2talk.com as a result of your use of the Service will be charged to your 2talk.com account unless you provide proper and recognized tax exemption documentation.

Any chargeback(s) or “inquiry” received by 2talk.com, with respect to a form of payment being used on your account, is just cause for 2talk.com to immediately cancel your Service(s). Further, any and all phone number(s) associated with your account will be repossessed and may be re-assigned to another customer. Additionally, a $35USD fee will be assessed to your account per each chargeback/inquiry received. We may refuse to provide Service to you indefinitely as a result of any chargeback/inquiry. Should we approve your request to re-open the account, or any other account, at a later time, you must first satisfy the following requirements:

  1. Pay ALL outstanding fees and other charges associated with the account that was cancelled as a result of the chargeback(s).
  2. Pay a Service Deposit of $150USD in addition to all outstanding fees and other charges associated with the account(s) associated with the chargeback(s) and/or inquiry(s). The Service Deposit will then be applied to the account you wish to open or re-establish.
  3. Complete and return to us an Authorization Form, including all necessary components thereof.
  4. Depending on the severity of the chargeback and/or inquiry, we may decline to accept any credit/debit card payments for your account(s); in such case you must send any and all future payments via either certified money order or wire transfer (this includes payment of the outstanding fees and charges plus the restoration of service deposit).

Should you leave an outstanding balance on your account and later return to re-open the account or establish a new account, 2talk.com reserves the right to charge the credit/debit card you present to recover the outstanding balance owed on your previous account. Should you leave an outstanding balance and later return to re-open the account or establish new service, and you do not use a credit/debit card to fund the account, 2talk.com reserves the right to first apply any and all payment(s) to your outstanding balance until it is PAID IN FULL. Additionally, you must complete and return to us a signed Outstanding Balance Recovery Authorization form before we can open your account.

A fee of $100USD will be immediately assessed to your account and/or payment method for any assistance we provide you with respect to the Advanced Call Rule (“V3 “/ “Virtual PBX “) service. This fee is completely NON-REFUNDABLE.

Any and all handling fees, taxes, or any other fee(s) assessed to your account and/or listed in this TOS agreement are completely NON-REFUNDABLE.

Any fee(s) not listed in this agreement are posted on the 2talk.com operated website, under the “Pricing” tab, for your review.

Billing Increments

If the computed charges for taxes and surcharges include a fraction of a cent, the fraction is rounded up to the nearest whole cent. We bill usage charges in full minute increments. We round partial minutes up to the next full minute, unless we state otherwise in the rate schedules on our web site.

Calls to International Mobile Telephones

Advertised rates for international calls are generally the rates charged for calls to landline telephones. Some calls to international mobile telephones are charged a different (usually higher) rate than calls to landline telephones. These rates are subject to change and are not subject to our control. We will attempt to publish the most accurate rates.

11. PAYMENTS AND BILLING

2talk.com’s service operates on a pre-pay basis. Payment for service shall be made by credit card on the 2talk.com operated website. 2talk.com accepts the following credit cards for payment: Visa and MasterCard. Monthly/quarterly fees will be paid in advance of service being rendered and you will be required to maintain a positive pre-pay balance to make calls to destinations not covered by your plan.

In addition to the prepaid amount for the service, you must pay for any minutes used over what is provided by your plan. Failure to pay for the additional minutes will result in your account being suspended. If you cancel the service before your plan term ends or if service is terminated for any reason, you will not be reimbursed for the period not used.

If your credit card information is stored at our website, monthly/quarterly fees may, at your option, be paid by automatic debit 2 days before the bill cycle (“due date”) and/or when your prepaid balance falls below a customer set level, 2talk.com will automatically top up your account by charging the funds needed to your stored credit card. If your payment is received over the weekend period, your payment will be applied to your account the following Monday; if your payment is received during a US holiday period, your payment will be applied to your account on the following business day in which we are opened. If you have not completed our email verification process, your payment will be held until such time as you complete the email verification process on our website.

If you credit card information is not stored, you may go to the 2talk.com website and manually top up your account. 2talk.com accepts no responsibility for failure of auto top up or auto debit.

Your account balance must be positive in order to make calls.

If payment is not received on or by the due date and you do not have sufficient credit allowance, 2talk.com will suspend your Service until payment has been received and posted to your account.

You agree to notify 2talk.com of any change in your credit card or other billing information in a timely fashion, such the charges will be not rejected on the credit card on file with 2talk.com. You may update your billing information by logging into the 2talk.com operated website at www. 2talk.com.

You may obtain a monthly billing statement detailing usage for the previous month by accessing your online web account at the 2talk.com operated website at the beginning of each month.

2talk.com reserves the right to suspend or cancel your account and repossess and re-assign any phone number(s) associated with your account, without prior notice, for non-payment or any violation of any provision of this agreement.

You agree that you are solely responsible for ensuring that you maintain an adequate 2talk.com account balance. While we may periodically send you email notifications regarding your account’s status, we are not obligated to do so. Accordingly, in the event that we attempt to notify you of your account’s status and are unsuccessful, you hold 2talk.com harmless of any harm or loss resulting from the suspension and/or cancellation of your account and/or repossession and re-assignment of your phone number(s) as a result of the same.

We begin billing you for call time when the called party, or a voicemail system, answering machine, facsimile machine, a key press greeting, and/or a PBX/Auto Attendant, answers the call, and ends when one of the parties disconnects the call. It is important to note; however, that some foreign carriers with whom 2talk.com must interconnect with in order to terminate calls to foreign regions, designate a call as “answered” at the first ring or after a certain number of rings and will thereby charge 2talk.com for a completed call. In cases such as this, 2talk.com will charge you as if the call was answered by the called party.

We reserve the right to obtain payment from any and all credit/debit card(s) on file for your account with 2talk.com, at anytime, without further authorization. Further, if payment is not immediately available on said card(s), we reserve the right to continue to attempt to obtain payment until such a time as payment is successful.

If, as a result of our billing system and processes, your bank or financial account becomes overdrawn, you will be the sole party responsible for said fee(s). 2talk.com will not reimburse you for any such fee(s) nor shall it be liable for any harm or loss you experience as a result of such.

We reserve the right to refuse or reject payments sent to us from “unconfirmed” and/or “unverified” PayPal accounts. If your PayPal payment is accepted by our Accounting Department, your payment will be posted to your 2talk.com account within 24 business hours. Further, all such payments are posted in the order in which they were received.

All monies are payable to 2talk.com in US currency only. If you send funds in any other currency, 2talk.com may either reject your payment or convert the payment into US dollars using the exchange rate in effect at that time and assess a 2.5% conversion fee on your payment, which will be deducted from the payment after conversion.

You may not lower your account’s Payment Settings below the minimum monthly/annual fee due for the phone number(s) you subscribe to.

We ask that you please allow at least 24 business hours, from the time we receive your check, money order, PayPal, or wire transfer payment(s), to have the payment(s) applied to your account. If your payment is received over the weekend period, your payment, if it is to be posted, will be applied to your account the following Monday; if your payment is received during a US holiday period, your payment will be applied to your account on the following business day in which we are opened. If you have not completed our email verification process, your payment will be held until such time as you complete the email verification process on our website.

If 2talk.com finds that you are unable to pay for your Service, 2talk.com reserves the right to require that you fund your account within a specified number of days and that all future payment(s) be made via money order or wire transfer only.

The monthly/quarterly minimum fee(s) are due each month, regardless of usage. Any unused included plan minutes will expire at the end of each month and will NOT “rollover” for future use.

We reserve the right to dispute any chargeback initiated by you or your bank. Further, you agree that 2talk.com may furnish any and all information it has on file for your account to the chargeback originating banking or financial Institution in an effort to validate our dispute of the chargeback(s).

You are solely responsible for updating your payment method whenever changes occur such as a change in your billing address, name, credit/debit card number, lost/stolen credit/debit card, and the like.

Our name should appear on your credit/debit card statement(s) as “2talk.com”

12. VANITY/CUSTOM PHONE NUMBERS

If you order a vanity/custom phone number(s) (e.g., 1-800-O-CHEAP), we ask that you please allow at least 7-9 business days for processing of your order. If the vanity phone number you have requested is available for purchase, and we secure the phone number(s) for you, we will send you an email notification to that effect.

You should not publish a vanity/custom phone number(s) you order until such time as we have given you written notice that the phone number(s) you have ordered are activated on your 2talk.com account and you have thoroughly tested the phone number(s) to ensure that the functionality of said number(s) suits your needs. If you fail to adhere to this provision, or any other provision of this agreement, you do so at your own risk.

If your Service is cancelled, for any reason, your previously assigned vanity/custom phone number may be re-assigned, immediately, to another subscriber.

13. NUMBER PORTABILITY

You agree that 2talk.com maintains exclusive ownership of the Service(s) it provides to you.

You agree and understand that 2talk.com is unable to influence the outcome of your request to port a number(s) into its systems. Further, 2talk.com does not guarantee that your port request will be a success. If your transfer is a success, generally speaking, transfer requests for toll-free phone numbers, porting into our systems, take between 7-9 business days to process – it is important to note that this time frame is largely dependent on the speed with which your current provider responds to our request to port the phone number(s) into our systems. It is not uncommon for a transfer request to take longer than 7-9 business days; however. If your transfer request is unsuccessful, we may notify you of the response we received from your current provider; in such case, you may have the option of resubmitting the request.

You may port a phone number(s) away from 2talk.com provided your account with 2talk.com is active, in good standing, all monthly and/or annual dues (including any unbilled charges and/or fees) have been PAID IN FULL, we have received a transfer request from your new carrier requesting to port the phone number(s) away, and the phone number(s) you are requesting to port have each been active on your 2talk.com account for at least 90 days. If your 2talk.com account does not satisfy ALL of the aforementioned criteria, 2talk.com reserves the right to reject your request to port said phone number(s) away from 2talk.com and you hereby waive any right to contest the rejection. If the port is successful, we will terminate our Service for that phone number(s); if unsuccessful, for any reason, our Service to the phone number(s) you were attempting to port away from 2talk.com will not terminate and you will continue to be responsible for paying 2talk.com all charges and fees for the phone number(s) in question.

You may port a phone number(s) into our systems provided you are the current owner of the phone number(s) you wish to port, you have an active 2talk.com account in good standing, your request to port the phone number(s) has been accepted and approved by the current carrier of said phone number(s), and you have paid the monthly cost(s), upfront, for each of the phone number(s) you wish to port into our system(s).

A successful port request does not constitute the cancellation of your 2talk.com account. If you request to port a phone number(s) away from 2talk.com and your request is approved and the phone number(s) released, you will remain responsible for any and all phone number(s) and/or Services you still have with us.

If you desire to cancel your Service and use your 2talk.com phone number with your new carrier, it is your responsibility to ensure that the number has successfully transferred or ported prior to cancelling your account with 2talk.com. Cancellation of your 2talk.com account prior to confirmation from your new provider that the telephone number has successfully transferred may result in an inability for 2talk.com to transfer your number and the potential loss of your number. Failure to cancel your account with 2talk.com after successfully transferring to another provider may result in continued monthly charges by 2talk.com for which you will remain responsible until such time as you cancel your Service with us ENTIRELY.

14. REFUND POLICY

2talk.com will not refund any Service fees or any other amounts you prepay for Service.

If you make a payment to 2talk.com, and 2talk.com suspects that you are or have been associated with fraud using our Service, your payment will be deemed forfeit immediately upon receipt. Accordingly, you will not be eligible for a refund of monies paid to 2talk.com. 2talk.com shall not be held liable for any harm or loss resulting from such action.

No credit allowance(s)/refund(s) will be issued, whatsoever, for any of the following, including but not limited to: non-usage, interruption of service, hung call(s), misdialed call(s), or any other activity, which increases your call volume and/or account usage.

If you do not agree with a charge(s) to your account and/or credit/debit card, with respect to your account with 2talk.com, you must notify us in writing both at Billing@2talk.com and at the address written below, within thirty (30) days of the disputed transaction, with details substantiating the request. If you fail to notify us, as outlined above, within the time frame specified above, you agree to waive any and all right(s) to contest the transaction(s) in question. In no way does a billing adjustment/refund request constitute just cause for any delay in payment of the full amount due. Should 2talk.com find that the billing adjustment/refund request is warranted, 2talk.com will issue a credit to your 2talk.com account within thirty (30) days of said decision.

A. By e-mail to billing@2talk.com, or
B. At the following address:

2talk LLC
Customer Support
121 Torrance Blvd
Suite 201
Redondo Beach CA 90277

15. CANCELLATION POLICY

You may cancel your account with 2talk.com, via phone, during our normal business hours, provided all agreed upon monthly and/or annual or other dues and all outstanding fees have been PAID IN FULL. If you cancel your account prior to the end of the monthly or quarterly term (if applicable), you will still be responsible for the dues for that term and any other unbilled charges and/or fees, to the end of the term; the sum total of this amount is due immediately and will be charged to your payment method. WE DO NOT ISSUE REFUNDS/CREDITS FOR ANY PARTIAL-MONTH’S SERVICE.

2talk.com reserves the right to discontinue furnishing Services to you, cancel your account, and/or block your access to our network and online interface, without incurring liability and without prior notice, if you breach any provision of this agreement in any way or if we deem such action necessary to protect us from fraud or otherwise protect our personnel, facilities or services. Without limitation, we may take any and all of the actions listed within this agreement at our sole discretion. Further, we reserve the right to suspend or discontinue service generally, at anytime, without prior notice.

If your account is cancelled, cancellation will take immediate effect. All Service(s) associated with your account will be immediately disabled and may not be available at a later date/time. Any and all phone number(s) associated with your account will be recycled back into our pool of available phone numbers for other customers to purchase. You will not be able to use any of the facilities and/or Services associated with your account after cancellation.

2talk.com does not have the ability to schedule cancellation for a future time/date.

Cancellation may be made by phone only (during our normal business hours). Please click on Contact Us for our contact information.

Your account is not considered cancelled until such time as you have been provided a Cancellation Confirmation Number. If you have not received a Cancellation Confirmation Number you should consider your account active.

You understand that following the cancellation of your service, for any reason, your previously assigned phone number(s) may be re-assigned, immediately, to another customer. Further, you agree that 2talk.com shall not be liable for any damages (including but not limited to consequential or special damages) arising out of any such re-assignment and you hereby waive any claims with respect to such re-assignment, whether based on contractual, tort or other grounds, even if 2talk.com has been advised of the possibility of damages.

16. OUR RIGHTS TO LIMIT OR TERMINATE SERVICE OR THIS AGREEMENT

2talk.com can, without prior notice, limit or terminate the Service(s) it provides to you for this or any other good cause, including but not limited to: (I) if you or any user of your 2talk.com account: (a) breach this agreement in any way; (b) provide false or misleading information about your identity; (c) use our service in any way that disrupts our ability to provide Services to our existing customers; (d) use our service in any way that adversely affects our relationship with our vendors and/or our ability to offer Services to our future customers; (e) provide false or misleading credit and/or financial information to us; (f) become insolvent or go bankrupt; (g) are involved, either directly or indirectly, in any official police investigation 2talk.com receives notification of; (h) constantly express your dissatisfaction with our Service and hinder, in any way, our ability to remedy any issues you may have with your Service (which may include, but is not limited to: constant phone calls and/or emails to us about the issues you have reported); (i) steal from us; j) interfere with our operations and/or network quality in any way; (k) refuse to pay when billed for service; (l) refuse to furnish information requested by us or present false or misleading information which is essential for billing purposes or for establishing your creditworthiness; (m) act in a manner that is threatening, harassing, obscene, or otherwise inappropriate and/or abusive towards our representatives; (n) use our services in a fraudulent manner with the intent to deceive; (o) have been given written notice of an outstanding balance owed to us yet your balance remains unpaid for twenty-nine (29) days; (p) were previously served with notice of your breach of this agreement, were allowed to and took corrective action, but thereafter engaged in the same breach activity or a new breach of this agreement; (q) act in a manner that hinders or frustrates any investigation by us or others having legal authority to investigate our legal obligations.

If you file for bankruptcy, our rights to limit and/or terminate your Service and/or this agreement shall be governed by bankruptcy law.

2talk.com may limit or terminate your Service as a result of any new governmental regulations and policies, whether domestic or international, which it must adhere to.

17. LOSS OF SERVICE DUE TO POWER FAILURE OR LOSS OF NETWORK CONNECTION

The Service will not function without power or a broadband connection to the Internet. Should there be an interruption in the power supply or broadband Internet service, the Service will not function until power and your broadband Internet service is restored. A power failure or disruption may require you to reset or reconfigure equipment before using the Service. As indicated above, power failures and network disruptions will also prevent dialling to obtain emergency service and emergency numbers such as 911. You are responsible for maintaining electrical power and a broadband Internet connection to support the Service.

Further, you acknowledge that 2talk.com is a VoIP service and that you must have a functioning high-speed internet service broadband or DSL, required for your Service to operate. You are responsible for subscribing to and paying for your high-speed Internet access in order to use the 2talk.com Service. The quality and reliability of your 2talk.com service is highly dependent on the data speed, quality and reliability of your high-speed Internet connection. It is your responsibility to report and resolve any quality and connectivity issues related to your high-speed Internet connection with your Internet service provider.

18. WARRANTY DISCLAIMER

2TALK.COM WILL MAKE ALL REASONABLE EFFORTS, UNDER THE CIRCUMSTANCES, TO MAINTAIN ITS OVERALL NETWORK QUALITY.2TALK.COM MAKES NO WARRANTIES ABOUT THE SERVICE PROVIDED HEREUNDER, EXPRESSED OR IMPLIED, INCLUDING BUT NOT LIMITED TO ANY WARRANTY OF MERCHANTIBILITY, COMPLETENESS, QUALITY, OR FITNESS FOR A PARTICULAR PURPOSE, TITLE OR NON-INFRINGEMENT, OR ANY WARRANTY ARISING BY USAGE OF TRADE, COURSE OF DEALING, OR COURSE OF PERFORMANCE. ACCORDINGLY, ALL SERVICES OFFERED BY 2talk.com ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. NO CREDIT ALLOWANCES ARE PROVIDED FOR INTERUPTION OF SERVICE OF ANY KIND. IN NO EVENT SHALL 2talk.com BE HELD LIABLE TO YOU NOR ANY THIRD PARTY FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, ACTUAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING, WITHOUT LIMITATION TO, DAMAGES FOR LOSS OF REVENUE, LOSS OF PROFITS, OR LOSS OF YOUR CLIENT(S) GOODWILL, ARISING IN ANY MANNER FROM THIS AGREEMENT AND OR THE PERFORMANCE OR NONPERFORMANCE HEREUNDER. NEITHER PARTY SHALL BE HELD LIABLE FOR ANY DELAY OR FAILURE IN PERFORMANCE OF ANY PARTY OF THIS AGREEMENT, OTHER THAN FOR ANY DELAY OR FAILURE IN AN OBLIGATION TO PAY MONEY, TO THE EXTENT SUCH DELAY OR FAILURE IS CAUSED BY FIRE, FLOOD, EXPLOSION, ACCIDENT, WAR STRIKE, EMBARGO, GOVERNMENTAL REQUIREMENT, CIVIL OR MILITARY AUTHORITY, ACT OF GOD, INABILITY TO SECURE MATERIALS OR LABOR, OR ANY OTHER CAUSES BEYOND THEIR REASONABLE CONTROL. ANY SUCH DELAY OR FAILURE SHALL SUSPEND THIS AGREEMENT UNTIL THE FORCE MAJEURE CEASES AND THE TERM SHALL BE EXTENDED BY THE LENGTH OF THE SUSPENSION. THIS AGREEMENT SUPERCEDES ANY AND ALL PRESENT AND FUTURE AGREEMENTS MADE BETWEEN YOU AND 2talk.com WITH RESPECT TO QUALITY, UP-TIME, RELIABILTY, AND GENERAL PERFORMANCE. 2talk.com DOES NOT WARRANTY THE RELIABILTY, UP-TIME, QUALITY, AND GENRAL PERFORMANCE OF THE SERIVCE IT PROVIDES TO YOU. FURTHER, 2talk.com MAKES NO WARRANTY THAT THE SERVICE(S) IT PROVIDES TO YOU WILL BE UNINTERRUPTED.

19. PROPRIETARY

2talk.com maintains exclusive ownership of the service interest and title, including but not limited to all of its trademarks, copyrights and other intellectual property. Additionally, 2talk.com maintains sole and exclusive ownership of the all telephone numbers managed by 2talk.com’s system, voicemail services offered through 2talk.com and all technologies and software it creates. Any and all rights not expressly stated herein are retained by 2talk.com.

We reserve the right not to disclose our carrier/supplier information to you.

20. NOTICES AND COMMUNICATIONS

Notices are given by 2talk.com via email, by a general posting on the 2talk.com website and/or via telephone. 2talk.com reserves the right to determine which method of communication it employs to communicate with you.

2talk.com will make all reasonable efforts to deliver email notifications to you regarding the status of your account. It is beyond our control if you do not receive the communications we attempt to deliver to your email address. 2talk.com shall not be liable for any harm or loss resulting from the suspension, repossession and/or re-assignment of your assigned phone number(s) and/or cancellation of your account because you did not receive our email communications. Further, we may change or cease entirely all notifications at anytime without prior notice.

You agree to waive your rights under these Terms of Service to receive ten (10) days advance notice of the amount that we will debit from your credit/debit card(s) on file for your 2talk.com account. While we may send you email notices from time to time regarding the billing matters of your account, we are not obligated to do so. We may change or cease entirely our notifications at anytime without prior notice.

When contacting us via email, voicemail, fax and/or postal mail, we ask that you allow at least 24 business hours, from the time we receive your inquiry, to receive a response from us. Occasionally, response times may be greater, depending on the volume of communications we receive from our other customers. All communications we receive are handled in the order in which they were received. If you do not receive a response within 24 business hours, we strongly recommend that you contact us by phone (during our normal business hours) to have your concerns addressed; if you fail to make such contact, in such case, you do so at your own risk and your matter will remain in the queue until it is handled by our support staff.

When communicating with us via phone you may be asked to verify your account number, the name on file for your account, and the full billing address you provided; if you are unable to verify this very basic information our support staff will be unable to assist you. We ask that you please call back when you have this information available.

21. PRIVACY

In cooperation with any official investigation, we may disclose any and all of the information we maintain on record for your account, to any police agency, legal entity, and/or any other third party, which issues us a subpoena(s), search warrant(s), court order(s), or any other official demand(s) for information we maintain on record for your account. In the event that we receive a subpoena(s), search warrant(s), court order(s), and/or any other official demand(s) for information we maintain on record for your account, we reserve the right to immediately cancel your Service, repossess and re-assign any phone number(s) associated with your account and block your access to our website. 2talk.com shall not be held liable for any harm or loss arising from such.

We may monitor your use of the Service we provide you for violations of this Agreement. We may take all necessary actions, we deem fit, if we suspect a breach of this agreement or if think it necessary to protect us from imminent harm or loss.

During the term of this Agreement, Customer grants the Company a license to use the Customer’s name and logo, if applicable, in the Company’s promotional material to advertise that the Customer is a client of the Company. The Company agrees that it shall not share, sell, trade, barter, or offer for free the use of the Customer’s name, logo, and affiliate data to any other individual, corporation, or entity that is not owned in whole or in part by the Company.

In an effort to protect our subscribers from credit/debit card fraud, 2talk.com actively analyzes all new accounts and existing accounts to identify and block individuals suspected of fraud from using our Service now and in the future. We may share this data (including, but not limited to, IP addresses, email addresses, the credit/debit card number(s) used, etc.) with third-party payment processors and/or Law Enforcement agencies in an effort to reduce fraud.

22. BINDING AGREEMENT

This is a binding agreement. All parties named herein agree to be bound by the terms of this agreement for the life of this agreement.

You may not transfer your rights and/or obligations under this agreement without the expressed prior written consent of 2talk.com. Any attempt to assign this Agreement by Customer is void.

23. HEADINGS OF NO FORCE OR EFFECT

The headings throughout this agreement are intended for reference only and have no effect or bearing on the meaning of any provision listed herein.

24. INDEMNIFICATION

You shall defend, indemnify, and hold harmless 2talk.com, its officers, directors, employees, and agents from any breach of this Agreement, use of Customer’s account or in connection with the placement or transmission of any message, information, software or other content using the Services. 2talk.com shall be defended by attorneys of their choice at Customer’s expense.

25. GOVERNING LAW

This Agreement shall be governed by and construed in accordance with the laws of the state of California, without giving effect to its conflict of laws principles and rules.

26. NO WAIVER OF RIGHTS

If either party fails to enforce any right or remedy under this Agreement, that does not waive the right or remedy for any other breach or failure.

27. SEVERABILITY

Should any parts of this agreement be legally declared invalid or unenforceable, all other parts of this agreement will remain valid and enforceable. In such a case, said invalidity or non-enforceability will not invalidate or render unenforceable any other portion of this agreement.

28. LITIGATION AND ATTORNEYS FEES

In the event Customer fails to pay for the Services or otherwise breaches the Agreement and 2talk.com takes action to enforce the Agreement or recover damages or monies due as result of the breach, 2talk.com is entitled to recover the costs of enforcement and/or collection and reasonable attorneys fees from the Customer. The Customer consents to the jurisdiction of the state or federal courts of California as the venue for any legal action and waives all defences of lack of personal jurisdiction and forum non conveniens.

29. ADDITIONAL PROVISIONS

Should a problem/issue arise with the Service you must notify us immediately so that we may remedy, to the best of our ability, the problem/issue you are having with the Service; if we are unable to remedy the problem you are having with the Service you will be offered a replacement phone number(s), at an equal or greater monthly cost. If you opt not to take the replacement phone number(s), you may continue to use the problematic Service at your own risk.

You are responsible for reviewing the TOS available on the 2talk.com website for any amendments to this agreement and/or our rates and/or other amendments to our Service. Your continued use of the Service, after 2talk.com’s posting of any amended version of its TOS, rates, and/or modifications to its Service, constitutes your acceptance and agreement with any and all amendments made and such modifications/amendments supersede any previous agreements between you and 2talk.com.

As we are a US-based company, we observe all US national holidays. During such times, our offices will be closed; our regular business hours will resume following the holiday period. If you have in inquiry during a period in which our offices are closed, please send us an email at billing@2talk.com or call us on the next business day following the holiday period.

Should you violate any term(s) of this agreement, 2talk.com reserves the right to immediately cancel all Service(s) it provides to you.

You promise that you are of legal age to enter into this agreement and that you fully understand and fully agree with all of its terms and conditions.

ALL content on this site is copyright protected and may not be reproduced, adopted, or transmitted without the prior written consent of 2talk.com.

This constitutes the entire Terms of Service agreement between the parties named herein and this agreement may only be amended by 2talk.com.